Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
316,051,128
0.000480%/
0.000528%
/4.63%
0.000625%
/5.48%
btc
BTC
2,550
242.42M USDT
0.000255%/
0.000336%
/2.95%
0.000309%
/2.71%
eth
ETH
6,432
11.62M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,902,099
42.55M USDT
0.000558%/
0.000614%
/5.38%
0.001040%
/9.12%
doge
DOGE
193,019,178
33.89M USDT
0.000345%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,862,910
22.42M USDT
0.000899%/
0.001259%
/11.03%
0.001088%
/9.54%
shib
SHIB
1,018,803M
13.71M USDT
0.000325%/
0.000358%
/3.14%
0.000613%
/5.37%
bnb
BNB
20,598
12.42M USDT
0.003263%/
0.005717%
/50.09%
0.005086%
/44.56%
ltc
LTC
141,575
12.16M USDT
0.000341%/
0.000374%
/3.28%
0.000613%
/5.37%
kas
KAS
135,029,677
12.14M USDT
0.000160%/
0.000176%
/1.55%
0.000428%
/3.75%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?