The Price of $XRP If Ripple Captures 100% of the Global Payment Market Worth 300 Trillion USD

Ripple always aims for big goals, and now a new forecast shows how high XRP could soar if it takes over the global cross-border payment market. According to Ripple's Head of Payment Products, Pegah Soltani, the total cross-border transaction volume could reach $300 trillion a year by 2030. That figure alone is eye-opening - but what would happen if XRP became the main bridge asset driving that market? Her analysis was shared in a thread on X by the account 'TheCryptoBasic'. In a recent video presentation, Soltani highlighted the challenges in today's global payments. Even with trillions of dollars moving across borders today, the process remains slow, costly, and fraught with hidden fees. Businesses still face delays, multiple intermediaries, and outdated infrastructure. Ripple aims to change that. Their vision is very simple: to enable cross-border transactions instantly, affordably, and with no friction by using blockchain and XRP. To illustrate the potential, Soltani provided a typical example. Imagine a business in the UK needing to send money to a supplier in the Philippines. Instead of going through multiple banks and waiting several days, the company uses Ripple XRP's payment system which acts as a bridge, converting British pounds to Philippine pesos in real-time. The money is paid out in seconds, not days, and the recipient receives the exact amount without any surprises or additional fees. This is Ripple's selling point – and if widely adopted, it could completely change the way international currency moves. So how does this relate to the price of XRP? That's where things get really interesting. Using the $300 trillion figure, ChatGPT ran several calculations to discover how much XRP would be worth if it were used to process the entire volume. With around 58.75 billion XRP tokens in circulation, dividing $300 trillion by the total supply will yield a preliminary price of $51.06 per token. This has been a huge leap from the current XRP trading level. But the story doesn't stop there. The calculation assumes that each XRP token is only used once for each transaction. In reality, XRP can be reused – potentially dozens or even hundreds of times. This is referred to as token velocity. The faster tokens are reused, the lower the value of each token to support the same volume of transactions. At a speed of 10, meaning each token is reused 10 times, XRP will need to support 30 trillion dollars in value per cycle. This will push the price up to over 510 dollars. If reused 50 times, the price will adjust to around 102 dollars. A speed of 200 will drop it to 25.53 dollars, and if the token is reused 500 times, XRP could still reach 10.21 dollars. Of course, XRP is unlikely to handle all global payments by 2030. But even if Ripple only captures 5% or 10% of the market, the price could still rise sharply - especially if the adoption rate of XRP increases with the volume of transactions. The takeaway is very simple: The future value of XRP is not just hype. It is about real-world usage, global demand, and the frequency of use of this token. If Ripple continues to expand into new corridors and secures partnerships with banks and governments, this target of 300 trillion dollars will not just be a dream - but will become the framework for how far XRP can truly go.