[U.S. Stock Trends] 3 Traditional Bank Stocks with Attractive Dividends (Commerce Bancshares [CBSH], Toronto-Dominion [TD], Scotiabank [BNS]) | Motley Fool U.S. Stock Information | Money Creation Media with Investment Information and Financial Tips from Monex Securities

Motley Fool U.S. Headquarters – August 12, 2025, from a posted article

Latest Investment Ideas: "Stablecoins" vs. Traditional Bank Stocks with Attractive Dividends

Stablecoins are attracting attention on Wall Street and, from a broader perspective, symbolize the fusion of technology and finance. However, because they have a relatively short history and lack the track record of traditional financial systems that have endured years of trials, some may feel apprehensive about new and exciting investment ideas like stablecoins.

If you want to hold more stable assets, it may be a good idea to consider Commerce Bancshares [CBSH], Toronto-Dominion Bank [TD], and Bank of Nova Scotia [BNS]. All three of these banks have a proven track record of adapting flexibly to changes in the times.

1. Commerce Bancshares [CBSH] has stable long-term growth. 57 consecutive years of dividend increases and is the king of finance.

The biggest feature of Commerce Bankshares is encapsulated in the number "57." This represents the number of years the company has consecutively increased its dividends, earning it the title of Dividend King. This is the longest consecutive dividend increase record among U.S. banks.

Commerce Bankshares is a regional bank with about 300 branches and ATMs located in Missouri, Kansas, Illinois, Oklahoma, and Colorado. Although it is small in scale, there is ample room for growth. However, the company's policy does not expect rapid growth.

However, the management is steadily preparing for expansion. Recently, they signed a contract to acquire FineMark Holdings, which has 13 branches in Florida, Arizona, and South Carolina. What is important here is the track record of Commerce Bancshares in surviving tough times and achieving stable long-term growth. It may not be exciting, but its reliability is excellent, and the dividend yield is approximately 1.8%.

2. Toronto-Dominion Bank [TD] is improving internal controls, but the dividend yield is 4.1%.

If you are looking for more dynamic stocks, Toronto-Dominion Bank (hereinafter referred to as TD Bank) may be a good option. The bank has been used for money laundering by criminal organizations in its U.S. operations and has been subjected to significant fines. Due to asset cap measures, expansion of business in the U.S. will be limited until internal controls are improved. However, the dividend yield is 4.1%, significantly exceeding the industry average of 2.5%, making it attractive for dividend-seeking investors.

That said, TD Bank is one of the largest banks in Canada and has a track record of adhering to conservative management policies for many years. At the same time, it is also adept at adapting to changes in the times.

Notably, it has continued to pay dividends since 1857. A recent good example is the increase in dividends despite issues in the United States. Moreover, during the global financial crisis, it is a greater evidence that it did not reduce dividends when many major U.S. banks did.

If stablecoins are going to change the world, TD Bank is likely to find a way to adapt to it and enter that field in some capacity.

The Bank of Nova Scotia [BNS] is undergoing a transformation of its business model.

Finally, the last one to introduce is the Bank of Nova Scotia (hereinafter referred to as Scotiabank), which has the highest dividend yield of 5.7% among the three companies. Like TD Bank, Scotiabank is based in Canada but has expanded its operations to Central and South America.

Historically, the company has largely ignored the U.S. market, but it has recently begun to change its business model. The goal is to provide continuous banking services from Mexico to Canada, and for that, Scotiabank needs to expand its business scale in the U.S. market. To accelerate this effort, it recently acquired about 15% of the shares of KeyCorp [KEY].

The "key" to understanding the importance of this movement lies in the fact that Scotiabank demonstrates the ability to adapt quickly to the times. As the world begins to embrace stablecoins, this ability will become a crucial skill.

Moreover, Scotiabank has been paying dividends since 1833, and its dividend history is longer than that of TD Bank. Like TD Bank, it also did not cut dividends during the severe financial crisis and recession from 2007 to 2009. If you purchase this stock now, you will be able to enjoy both high dividends and a flexible management approach.

The potential of stablecoins is currently unknown.

There are investors on Wall Street who have succeeded by purchasing the newest and most exciting things like stablecoins. On the other hand, stablecoins are still likely an emerging field.

If you have concerns about stablecoins and find dividends attractive, traditional bank stocks like Commerce Bankshares, known as the "Dividend King," may be more suitable. If you seek a bit more excitement, considering high-dividend TD Bank or Scotiabank could be an option as well. Both have a history of overcoming challenges and currently offer attractive dividend yields.

Disclaimer and Disclosure This article is intended for general informational purposes only and does not constitute investment advice for investors. The author of the original article, Reuben Gregg Brewer, owns shares in Bank of Nova Scotia and Toronto Dominion** **Bank. The Motley Fool US headquarters recommends Bank of Nova Scotia. The Motley Fool has set forth an information disclosure policy.