0050, 00878 vs. Bitcoin: How should investors choose in 2025?

In recent years, Taiwan's stock ETF and Crypto Assets have become the most focused targets for investors. 0050 and 00878 are the top choices for small investors looking to hold stocks, while Bitcoin is the focus of the international market. Which performs better between 0050, 00878, and Bitcoin? How should one choose based on their own investment goals? This article will analyze from three major aspects: the latest market trends, risk comparison, and investment positioning.

Latest Market Comparison (2025 Latest Data)

0050 (Yuanta Taiwan 50): Tracks the top 50 companies by market capitalization in Taiwan, with a year-to-date increase of over 9.50%, mainly benefiting from the performance of TSMC and financial stocks.

00878 (Cathay Sustainable High Dividend): Focuses on high dividend themes, with a return rate of approximately -0.27% this year and an annual yield of about 6.29%. It has high attention among dividend investors.

Bitcoin (BTC): Since 2025, the price has been highly volatile, with a cumulative increase of about 16%. Market sentiment has been affected by U.S. interest rate policies and Crypto Assets regulation.

Investment Attributes and Risk Comparison

· 0050: Long-term stability, suitable for regular fixed investment

Investment targets are concentrated in leading companies in the Taiwan stock market, with relatively small fluctuations.

Suitable for conservative investors seeking long-term capital growth.

· 00878: High Dividend Strategy, leaning towards stock holding

Focusing on sustainable high dividends, attracting groups seeking "income + stability."

The risk is lower than individual stocks, but it is still influenced by the Taiwan stock market.

· Bitcoin: High risk, high reward

Known as "digital gold", it has anti-inflation properties and cross-border allocation value.

High volatility, suitable for aggressive investors who can withstand risks.

Investment Group Positioning: Who is Suitable for Which Type?

Conservative investors: 0050, 00878 → Suitable for retirement planning and small capital stock investment.

Conservative investors: 0050 + some Bitcoin → suitable asset allocation, balancing stability and growth.

Aggressive investors: Bitcoin as the main focus, with ETF as a supplement → Pursuing high returns, but must bear significant market volatility.

Conclusion: Traditional ETFs and Crypto Assets Are Not Opposed

Overall, 0050 and 00878 provide stability and dividend advantages, while Bitcoin is a high-risk, high-reward international asset. For investors, there is no need to "choose one over the other"; rather, they should determine the ratio based on their own risk tolerance, investment horizon, and fund allocation.

Want to stabilize → Invest in stock ETFs (0050, 00878)

Want to grow → Allocate part of Bitcoin

Want to balance → ETF + Bitcoin dual allocation

In the context of a global economy still filled with uncertainty in 2025, "diversified allocation" may be the most pragmatic strategy.