I just looked at XRP wallet holder data, and something caught my attention. About 6 million wallets hold only 500 XRP or less, but on the other hand, there are a handful of people controlling millions or even billions of coins. This extreme concentration makes distribution quite problematic. A year ago, 1000 XRP was only around $500, but now it has risen to a much higher level. So, retail traders find it increasingly difficult to accumulate large amounts. Interestingly, some analysts say that Bitcoin's movements are much more influential in determining XRP's direction than its own supply factors. Up to now, XRP mostly follows Bitcoin's momentum, so when BTC is bullish, XRP usually follows, and vice versa. It's worth keeping an eye on this development.

I just reviewed JayDee's analysis on XRP, and honestly, the technical patterns he's pointing out are quite interesting. Basically, he's observing a bullish divergence in the RSI on the monthly chart, combined with XRP retesting a long-standing upward trend line that has held for about 7 years. That’s pretty solid support for the long term. The interesting part is that when you see a bullish divergence in the RSI, it usually means there’s more strength beneath the surface than it appears. The price forms a lower low, but the indicator shows a higher low, suggesting that sellers are losing momentum. JayDee believes that if Bitcoin’s dominance starts to decline significantly, XRP could enter its next major expansion phase. His target is quite ambitious: around $5.32 per token, which would imply a market capitalization close to $325 billion. Considering XRP is currently at $1.41 with a market cap of $87.22 billion, that’s roughly a 3.7x move. Historically, in 2017, when Bitcoin’s dominance collapsed from 95% to 37%, XRP surged over 70,000%. So, the scenario isn’t entirely outlandish if a similar rotation into altcoins occurs again. However, JayDee also warns that there could be an alternative scenario where XRP first drops to what he calls the pink box, which would be a deeper correction. But he emphasizes that even in that case, the bullish divergence in the RSI would remain intact, so it would just be accumulation before the main move. The overall thesis is that either XRP continues directly toward those bullish targets, or it experiences a final shakeout before a broader expansion. It all depends on whether Bitcoin’s dominance finally gives way. For now, the token is trading well below its 2025 high of $3.66, so there’s interesting room to play.

Man, I see a lot of people wondering whether they should have bought Bitcoin or Ethereum back in January when Trump was re-inaugurated. Yeah, the numbers aren’t looking very good for those who entered at that time. Do you remember how it was in January? Bitcoin had just surpassed 100k, Ethereum was at 3,200, and XRP had risen to 3 dollars for the first time in years. Everyone was excited. If you had invested 10 thousand in each back then, today the situation would be quite different. Bitcoin is around 77k now, Ethereum dropped to 2.3k, and XRP is at 1.41. Basically, all of them have fallen quite a bit since then. Doing the math: someone who invested 10k in Bitcoin in January would have lost about 34%, in Ethereum it would be 38%, but XRP was worse, dropping 53%. It’s like that shakeout people talk about, you know? Prices falling sharply, people getting scared, but some believe this is a setup for something bigger. Some analysts are saying that 2026 could be transformative for XRP, projecting it to reach 5 to 10 dollars with clear US regulation. If it hits 10, those 10k would turn into about 1M. For Bitcoin, there’s the narrative of 1 million dollars that Eric Trump is promoting. If it gets there, your 10k would become nearly 100k. But then the question is: should you buy Bitcoin or Ethereum now? Or wait longer? Cryptocurrency markets historically move in cycles, with deep corrections followed by sharp rises. It all depends on your time horizon and risk tolerance. Some think the worst is over, others are waiting for more clarity. Anyway, these current prices are well below January levels.