$ACH @AlchemyPay ⏳️🏁

Regulations on stablecoins in the US and developments in the use of cryptocurrencies for payments will significantly make Alchemy Pay a focal point of interest. This situation directly aligns with the company's positioning as a fiat-crypto bridge, its licensed expansion in the US, and its investments in stablecoin-focused infrastructure.

Let me explain step by step.

US Stablecoin Steps

The long-awaited regulatory clarity for stablecoins in the US was provided by the GENIUS Act, which was enacted in July 2025. This law was signed by President Trump on July 18, 2025, and regulates stablecoin issuers at both the federal and state levels.

Main elements:

Stablecoins must be backed by high-quality liquid assets at a 1:1 ratio, such as cash or U.S. Treasury bonds.

Monthly reserve reporting and consumer protection measures.

In the USA, the requirement for authorized institutions to issue stablecoins is ( banks or licensed companies ), and applications will start from July 2026.

This law aims to make the U.S. a leader in digital assets by bringing the first federal framework to the $250 billion stablecoin sector. Its impact will promote safer and more widespread use of stablecoins in payments.

Usage of Cryptocurrencies in Payments

In 2025, crypto payments gained momentum at both institutional and retail levels, especially thanks to stablecoins.
The US and India are leaders in crypto acceptance. According to a McKinsey report, stablecoins will transform payments and take a significant share of the global volume by 2025.

Practical use: Crypto integration is increasing for bills, subscriptions, and e-commerce. Purchasing crypto with local fiat is becoming possible in 173 countries. The White House's digital asset report also highlights the GENIUS Act to accelerate payments.

These trends are making cross-border payments cheap and fast by integrating stablecoins with traditional finance.

Ideal ground for Gateways like Alchemy Pay‼️

Alchemy Pay has been operating as a fiat-crypto payment gateway since 2017 and supports over 300 channels such as Visa, Mastercard, and local wallets in 173 countries. Its US-focused moves in 2025 align perfectly with stablecoin and payment trends.

US Expansion:
On July 11, 2025, obtained Money Transmitter License (MTL) in South Carolina, which legalizes fiat-crypto transactions in the U.S. and strengthens compliance with the GENIUS Act.

Stablecoin Integrations:
Ripple USD (RLUSD) on-ramp partnership, USD1 integration, and access with Ondo Finance's USDY. These make US Treasury-backed stablecoins accessible with local fiat.

Infrastructure Investments:
Alchemy Chain ( is a stablecoin-based Layer 1 blockchain. ) This accelerates stablecoin payments and is fully compliant with regulations such as the GENIUS Act. Protocols are being developed for competition in high-value interbank transactions. The company aims to be a global stablecoin hub.

As a result, the clarity provided by the GENIUS Act and the growth of crypto payments make Alchemy Pay a strategic player. I believe the company's US licenses and stablecoin integrations will set it apart from competitors, increasing investor and user interest.