Крупнейшие банки мира снова выступают, на этот раз с токенизированными депозитами

【Block Beat】January 10th brought significant news — a top-tier global bank announced the launch of tokenized deposit services. Simply put, your deposits at the bank can now circulate in digital form on the blockchain.

The logic behind this is quite clear: funds in bank accounts are mapped into digital assets on-chain, allowing customers to directly participate in staking, margin trading, and other operations with faster settlement speeds. What’s most interesting is that banks are also advancing around-the-clock operations — meaning traditional finance’s 9-to-5 schedule is being disrupted by 24/7, never-closing services.

This isn’t the first major financial institution doing this. Since last year, more and more top global banks have been accelerating their deployment in the digital assets space, with tokenization and on-chain settlement shifting from niche discussions to mainstream financial implementation. Behind this reflects a clear trend: the convergence of traditional finance and blockchain is no longer conceptual hype, but rather real capital investment and technological implementation.