Big news regarding Ripple and XRP. The company has received an electronic money institution license in the United Kingdom, along with crypto-asset registration from the Financial Conduct Authority. This is not just a formality — it marks the beginning of a new era for digital asset companies in Europe. Cassy Craddock shared this update on X, stating that the bridge between traditional finance and decentralized finance is now open. Ripple already holds an EU EMI license, further expanding their regulated scope. Over the past year, they have been busy building relationships with financial institutions, launching new products, and forming partnerships. The UK has yet to establish a specific framework similar to the MiCA regulations in Europe, but Ripple is also ready to expand its services there. Now, let’s look at XRP. Currently, the token is trading near $1.42, down 0.84% in the last 24 hours. The market is watching a key support level at $1.40, where the long-term trend remains intact. According to EGRAG Crypto’s chart analysis, XRP is in a broader bullish structure — a pattern seen several times since 2018, where it pulls back to support before moving higher. Based on the chart, it’s crucial to stay above $1.40 on a monthly basis. If the price closes stably above this level, the next target will be $2.70, followed by a major macro resistance at $4.50. On-chain data shows a positive signal. According to CryptoQuant, XRP reserves on exchanges have fallen to $2.75 billion. This indicates that holders are withdrawing coins from trading platforms, reducing immediate selling pressure and supporting price stability during weak periods. Ripple’s product expansion is also significant. They are working on tokenization and cross-border payments, with plans to use XRP as a bridge asset in all these areas. They support the Clarity Act in the United States, which could establish a clear legal framework and help further expand Ripple’s payment strategy into the market. Overall, regulatory approval and on-chain signals are creating a strong narrative.

So, basically, many people are talking about XRP potentially breaking through the price of $10 someday. If it really happens, the profit will be huge for those who entered early. Currently, XRP is at $1.42, so to reach $10 it needs about a 600% increase. Sounds crazy indeed, but XRP has shown it can move drastically. Just last November, its price rose from $0.5 to $3.4 in a short period. Some analysts believe XRP is still in a bearish phase and a bullish phase could come at any time, especially if market momentum shifts. Well, if XRP's price actually reaches $10, those who buy 10,000 tokens at different prices will make big profits. If bought at $1, a $10,000 investment could turn into $100,000, a $90,000 profit. Bought at $1.5? About $85,000 profit. Even those who buy at $2 can still gain $80,000 in profit. One analyst said it doesn't matter whether you buy at $1, $2, or $3 today, because if XRP's price really hits high levels, all investors will profit anyway. But of course, all this is speculation. A rise in XRP's price to $10 is not a guarantee at all, and it might not happen. So don't think of this as investment advice, more like an observation of the market sentiment that's trending in the community.

So recently there has been an interesting development from Ripple that many people might not be aware of. They are quietly repositioning XRP from just a cross-border payment token to a backbone for institutional DeFi. This is not a small change—this could fundamentally alter how Wall Street interacts with crypto infrastructure. Ross Edwards from Ripple explains that their strategy now is much broader than before. Previously, XRP liquidity depended on centralized exchanges, but now they are aggressively pushing direct activity to the XRP Ledger. The goal? Make XRP a source of capital that can be borrowed and used as collateral for loans on-chain. Now, the game-changing part here is the new native lending protocol launched on XRPL. This protocol positions XRP as a collateral and lending power source—basically opening the door to yield-generating activities that have traditionally been the domain of Ethereum-based DeFi platforms. Edwards describes this as a dual utility strategy where XRP benefits directly and indirectly from increased on-chain activity. Collateral for loans in this protocol will be key to value capture. But according to Edwards, there’s a piece that has been missing all along: stablecoins. He argues that without stablecoins, the entire structure of institutional DeFi would collapse. Why? Because banks holding tokenized real-world assets on-chain need a practical way to realize cash value. Traditional routes with KYC and AML become irrelevant here. Ripple has an answer: RLUSD, their proprietary stablecoin. This will be the core of the new generation of tokenized asset markets—complete with 24/7 swaps, on-chain distribution, and institutional lending. This stablecoin is essential to make collateral and loans in the ecosystem truly functional. This narrative shift is quite significant. Two years ago, Ripple was still convincing institutions to tokenize assets. Now they are negotiating the mechanics—how those assets generate yield, settle instantly, and operate 24/7. For XRP holders, this is a completely different story from just payment utility. It’s about XRP as a fundamental collateral for decentralized institutional finance.