Today's crypto market analysis: XRP, Pi Network, and Solana may become the most worthy investment targets by the end of the year.

Despite Bitcoin reaching a historical high of $124,128 last month, the digital asset market still hovers around $4 trillion. However, the optimism has not waned, with substantial capital continuously flowing into mainstream alts and top Meme coins. Against the backdrop of heightened market sentiment, coupled with the introduction of two key policies by the U.S. government, tokens including XRP, Pi Network, and Solana are being viewed as the most worthwhile Crypto Assets to invest in today.

Ripple (XRP): The world's leading cross-border payment Token

Ripple's [XRP] https://www.gate.com/buy-ripple-xrp( set a new record of $3.65 on July 18 (the same day the "GENIUS Act" was signed), surpassing the 2018 high of $3.40. Since then, the price has fallen back to around $3.01, a decrease of about 17% from its peak.

XRP is known for its speed and low fees, providing a practical alternative to traditional systems like SWIFT. Its legitimacy has been recognized by global institutions, including the United Nations Capital Development Fund and even the White House. Last year, a U.S. court ruled that XRP's retail sales do not violate securities laws, ending a long-standing dispute with the SEC, which further strengthened its market position.

![XRP Price Analysis])https://img-cdn.gateio.im/webp-social/moments-87a9b3933a-9345293544-153d09-6d2ef1.webp(

(Source: TradingView)

In the past year, XRP has risen 413%, outperforming Bitcoin, which only grew 97%. Despite a recent pullback, the Token remains strong, with its RSI close to the neutral zone of 53, and the community hopes its price will approach 4 dollars in October.

) Pi Network ###PI(: Can the pioneer of mobile mining return to its peak by the end of summer?

Pi Network has disrupted the traditional mining model with its "click mining" system, eliminating the need for expensive hardware and massive energy consumption. By allowing users to earn Tokens through simple daily interactions on a mobile app, )[PI]https://www.gate.com/buy-pi-network-pi( coins make Crypto Assets more accessible to newcomers.

Since May, its RSI has consistently remained around or below 50, indicating that the asset has performed poorly for most of the year. However, the development team is gradually rolling out version 23, which may finally lead to the long-awaited mainnet launch. For long-term believers, this period of calm may represent a strategic buying window.

) Solana ###SOL(: the biggest competitor of Ethereum

Solana )SOL( continues to be known for its high speed and low-cost blockchain. Its market capitalization has climbed to over $127 billion, and according to DeFiLlama data, its total locked value (TVL) exceeds $12.5 billion, solidifying its importance in the DeFi ecosystem.

The market generally speculates that Solana may follow in the footsteps of Bitcoin and Ethereum and soon obtain approval for a spot ETF. This move will attract institutional investors who prefer to enter the crypto market through regulated channels.

After falling to $100 in April, SOL has rebounded to $235, rising 30% in the last 30 days, outperforming Bitcoin, Ethereum, and XRP, which only recorded single-digit increases during the same period. Its RSI is pulling back from a high of 63, indicating potential selling, which may further lower prices in the coming days, creating an entry opportunity.

Conclusion

Against the backdrop of Bitcoin refreshing its historical high and market funds accelerating influx, XRP, Pi Network, and Solana have undoubtedly become the focus under the spotlight. XRP has strengthened its payment position with policy and institutional recognition, Pi Network is accumulating potential with expectations of the mainnet, while Solana is attracting institutional attention with its strong ecological expansion and ETF expectations. As macro policies and regulatory environments gradually clarify, the crypto market at the end of the year may welcome a new high-energy market, and these three major Tokens are expected to lead the way.