Gate Simple Earn Upgrades to VIP Fixed-Term Savings: Earn Up to 4.5% APY on 30-Day USDT

Gate Simple Earn: A secure and stable digital asset appreciation tool

Figure:https://www.gate.com/simple-earn

As the core financial product of the Gate platform, Gate Simple Earn offers both flexible and fixed-term modes, helping users to manage their idle digital assets flexibly. The product supports multiple coins, and users can subscribe and view earnings at any time. Compared to traditional holdings, Simple Earn increases the utilization of funds through the “interest-bearing coin” method, making it suitable for investors with a medium to low risk appetite.

New Launch: VIP Exclusive 30-Day Fixed Investment Product

To further meet the long-term investment needs of high-net-worth users, Gate officially launched a VIP exclusive USDT 30-day fixed product in June 2025, implementing the strategy optimization of “high-level users, high-yield returns.”

For details, please click the announcement to view:https://www.gate.com/announcements/article/45653

How to upgrade VIP level?

Gate offers three ways to achieve VIP promotion; meeting any of them will unlock higher-tier earning products:

• Total asset volume in the last 30 days (e.g., 8 million USDT corresponds to VIP12);
• Trading volume in the last 30 days (contract conversion ratio is 40%);
• 14-day GT average holding amount.

This means that as long as you are actively trading or holding GT, you can easily increase your VIP level.

Investment rules and operating methods

• Interest calculation period: Interest starts from T+1 day;
• Maturity Processing: After 30 days, the principal and interest will be returned to the spot account.
• Automatic Reinvestment: Once enabled, upon expiration, it can automatically subscribe to the same type of product; if the subscription fails, the funds will be transferred to the spot or current account.
• Early redemption: Early exit is not supported, it is recommended to plan fund liquidity well.

Risk Warning and Compliance Statement

• Participation in the product requires completing KYC real-name verification.
• Financial products do not support early redemption, please arrange your asset allocation reasonably.
• The cryptocurrency market is highly volatile, please participate according to your own risk tolerance.
• The final interpretation rights of the event belong to Gate.

Conclusion

With the launch of VIP exclusive fixed-income investment products, Gate’s Simple Earn has once again extended the platform’s interest rate advantages to more high-net-worth users. From demand deposits, short-term, to medium-term combinations, users can freely mix and match according to their VIP levels to build personalized asset allocation models.