Recently, a new thing has emerged in the DeFi space - MultichainZ, which claims to bridge the vital connections between TradFi and the on-chain world.

What is interesting about this protocol? In simple terms, it allows you to directly use real assets that can generate interest (such as property deeds, bills, etc.) as collateral, and then borrow funds across chains. The key point is that the collateral continues to earn you returns without affecting the liquidity of the asset itself.

It sounds like moving traditional mortgages on-chain, but with the added buffs of cross-chain and continuous interest accrual. For those holding real assets who want to engage in Decentralized Finance, this "earn while borrowing" model is indeed quite novel.

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rekt_but_vibing

· 18h ago

Putting property certificates on the blockchain? Isn’t this just moving the shackles of the real world to the virtual world, hilarious. Wait, can the collateral continue to earn interest? This logic has some substance. With both cross-chain and earning interest involved, I just want to ask—where's the risk? MultichainZ sounds very 💎 but I bet five bucks this is just another BTC project. I didn't expect real assets to go on-chain; let's see if it can survive a Bear Market first. Earning while borrowing sounds great, but I'm just afraid the money borrowed will depreciate before I even spend it. Isn’t this just an upgraded version of collateralized loans? It feels like new wine in old bottles. To be honest, if it really can cross-chain and earn interest, then big capital would have already played this to death. The protocol is indeed strong, but who will guarantee that the property certificate is really valuable? I’m just waiting to see which big influencer ends up losing everything.

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AirdropDreamBreaker

· 18h ago

Can a real estate certificate be mortgaged on-chain while still generating interest? Isn't this just a utopia for arbitrage that exists only in imagination? Can reality be this beautiful? --- MultichainZ sounds like yet another solution that aims to solve all problems, but what’s the actual success rate when it comes to implementation? --- Earning while borrowing sounds great, but who will cover the risk exposure? It still depends on the code and mechanism design. --- It's again about traditional assets going on-chain and cross-chain; I feel like I've heard this narrative somewhere before. --- Can physical assets really be so easy to monetize? Aren't there concerns about regulatory issues? --- The talk of bridging traditional and on-chain assets is something people say every year; what makes this time different? --- The idea of generating continuous interest feels like a trap; who will guarantee the source of returns? --- It's somewhat interesting, but to see how it stands against existing RWA projects, we need to look at the details.

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ForumLurker

· 18h ago

Wait, can property certificates and receipts also be put on the chain for collateral? If this really works, I would be impressed. However, speaking of which, why does it feel like every new DeFi project claims to have revolutionary innovation, but in the end... Earning while borrowing does sound great, but I just wonder how the risk model is designed.

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BloodInStreets

· 18h ago

Another thing that talks big, real assets on-chain? Heh, let's talk when they can actually deliver, right now it's all just stories. --- Cross-chain lending sounds good, but who dares to put their property certificate on the chain? What about risk pricing? --- Earning while borrowing sounds nice, but in reality, it’s just a new way of leveraging, sooner or later someone will have to Cut Loss. --- MultichainZ? Another project that aims to reshape finance, I've heard this set of terms too many times. --- Collateral continues to earn interest... this logic has some issues, there’s no such thing as a free lunch. --- TradFi and the on-chain world’s meridians? Give me a break, this is just high-interest loans wrapped in technology. --- Value traps or big pits, it depends on who misses out first. --- This kind of model will either be halted by regulators or be raided by Hackers, it's one or the other.

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GasFeeLady

· 18h ago

ngl this looks like another "tokenize everything" moment... real estate on-chain? watched the gas spike on similar protocols before, not touching until we see actual adoption metrics and audit reports fr

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