I recently came across a paragraph that really woke me up—"Why are tokens so easy to crash? Because they can be generated in large quantities within minutes. A single big holder can dump the price, the project team can instantly unlock and sell off, causing it to plummet to zero." Thinking carefully, these four points really hit the nail on the head.

Ask yourself honestly, are all those so-called "potential tokens" in your holdings actually safe? Looking at the bunch of coins in my account that are all riding on various concepts, my mind suddenly buzzed—turns out I’ve been participating in a game that is inherently "destined to be fragile." That afternoon, I made a decision: to clear all the non-mainstream tokens and switch to stablecoins.

My friend immediately laughed at me: "You’re overdoing it, right? There are still good tokens out there!"

I asked him back: "Since you already know that the rules of this game are inherently biased towards project teams and big holders, why do you think you can win?"

This is the fundamental problem with tokens. Their value is completely floating on others’ stories and promises, which is too unstable. In comparison, stablecoins take a different approach—much more difficult, but precisely because it’s hard, it’s more trustworthy. For example, the on-chain over-collateralization model of 130%+ means that the value isn’t generated out of thin air but is backed by real assets locked on the chain.

The beauty of this design is that it doesn’t rely on any project’s hype to sustain itself; its value is directly tied to actual collateral assets. Big holders trying to dump the market can’t move it because liquidity is spread across multiple public chains. There’s no such thing as "team unlocking" because the rules for issuance and redemption are hardcoded into smart contracts—no one can change them.

After truly comparing the two, the choice becomes clear. One is built on air, a prosperity based on illusion; the other is backed by real assets, providing security. The former offers excitement, the latter gives peace of mind. In this volatile market, sometimes choosing "boring" is the smartest decision.

The value of stablecoins ultimately lies in their "stability"—so stable that you can focus on other things without constantly watching the K-line and feeling anxious.