January 2026, total deposits +8 trillion (corporate +2.6 trillion, fiscal +1.5 trillion) January 2025, private deposits +5.5 trillion January 2026, private deposits +2 trillion (3 trillion less) January 2025, wealth management institutions -1 trillion January 2026, wealth management institutions +1.45 trillion (2.45 trillion more) Loans continue to experience asset-liability sheet recession as usual, but the bullish and bearish loans have shifted compared to December. Conclusion: Prefer stock trading over expanding production, firmly avoid leverage again.
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January 2025, total deposits +4.3 trillion
January 2026, total deposits +8 trillion (corporate +2.6 trillion, fiscal +1.5 trillion)
January 2025, private deposits +5.5 trillion
January 2026, private deposits +2 trillion (3 trillion less)
January 2025, wealth management institutions -1 trillion
January 2026, wealth management institutions +1.45 trillion (2.45 trillion more)
Loans continue to experience asset-liability sheet recession as usual, but the bullish and bearish loans have shifted compared to December.
Conclusion: Prefer stock trading over expanding production, firmly avoid leverage again.