The stablecoin industry has long sought mainstream use cases beyond cryptocurrency speculation. A new theory suggests that artificial intelligence agents could serve as a catalyst for this transformation, requiring fast, programmable digital dollars to enable machine-speed transactions. This concept has garnered market attention, with one study envisioning that AI agents could bypass traditional card networks, potentially causing the market capitalization of Visa, Mastercard, and American Express to evaporate billions of dollars in a short timeframe.