Nanning City launches Guangxi's first dedicated insurance for embodied intelligent robots

News Report (Reporter Wei Jing) The reporter learned yesterday from the municipal financial affairs office that Guangxi’s first dedicated insurance for embodied intelligent robots has recently been rolled out in Nanning. The policy was issued by the Xingning Branch of China Property & Casualty Insurance Co., Ltd., providing local enterprises with 380k yuan in risk coverage. It fills the professional insurance gap in this area in Guangxi and is one of the key outcomes of Nanning’s efforts to deepen the construction of an insurance innovation comprehensive demonstration zone and to advance financial empowerment for artificial intelligence.

At present, embodied intelligent robots are accelerating their rollout in industrial and commercial scenarios in Nanning, becoming an important lever for the digital and intelligent transformation of industries. The dedicated insurance put in place this time establishes a dual protection system of “own-device loss + third-party liability,” aiming to precisely address the industry’s pain points. Specifically, the own-device insurance covers all assets of a robot’s hardware and software, and it innovatively includes coverage for cyber security incidents. The third-party liability insurance targets the characteristics of robot applications, compensating third parties for personal and property losses, as well as related legal expenses, to comprehensively reduce the burden on enterprises. Through innovative products, the insurance provides professional risk protection for the entire embodied intelligent robot industrial chain, lowers the threshold for commercial application of intelligent technologies, and helps unleash the innovation of enterprises and the vitality of industrial adoption.

The rollout of this insurance is also a vivid practice of Nanning “meeting” artificial intelligence and finance in both directions. Since Nanning launched the three-year campaign to build an insurance innovation comprehensive demonstration zone, our city has established an integrated insurance innovation ecosystem that combines government, industry, academia, research, finance, and services. We have focused on building insurance service brands such as “Yongbao Kechuang” and “Yongbao Shanzhi,” and we have formed a multidimensional risk coverage system covering areas including technological innovation, green transformation, inclusive people’s wellbeing, pension protection, and social governance. We have systematically advanced 45 insurance innovation project initiatives, and in 2025 the city’s insurance industry provided risk coverage of 62.64 trillion yuan, achieving an expansion in coverage and an increase in product variety through insurance innovation.

In the next step, Nanning will continue to play an active role for insurance in improving people’s wellbeing, supporting industrial upgrading, and participating in urban governance. We will promote innovation in insurance products to develop more “Nanning experiences” that are replicable and scalable, and to better serve the high-quality development of the capital’s economy and society.

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