Ripple, Franklin Templeton, and DBS Token Lending and Trading: A Game-Changer for XRP Ledger  

On September 18, 2025, Ripple, Franklin Templeton, and DBS launched a partnership for token lending and trading on the XRP Ledger, featuring Franklin Templeton’s tokenized fund sgBENJI and Ripple’s RLUSD stablecoin on DBS Digital Exchange. This initiative boosts liquidity in the $3.5 trillion cryptocurrency market, enabling yield generation and borrowing. This article covers its structure, significance, drivers, applications, and token dynamics.

Partnership at a Glance

Ripple, Franklin Templeton, and DBS token lending and trading introduces tokenized finance on the XRP Ledger, known for fast, low-cost transactions. Franklin Templeton’s sgBENJI, backed by a U.S. money market fund, trades with RLUSD, a USD-pegged stablecoin, on DDEx. Investors can rebalance portfolios or use sgBENJI as loan collateral, targeting institutional efficiency. Announced on September 18, 2025, this MOU leverages DBS’s Asian market strength, advancing crypto-finance integration.

• sgBENJI tokenizes Franklin Templeton’s short-term fund.
• RLUSD ensures stable trading on DDEx.
• XRP Ledger enables high-speed, low-fee transfers.
• Focuses on repo trades and lending for institutions.

Why It Stands Out

Ripple, Franklin Templeton, and DBS token lending and trading unlocks liquidity in a $3.5 trillion market, blending TradFi with blockchain. It simplifies yield access without asset sales, fostering institutional adoption in Asia’s crypto hub. The partnership sets a model for tokenized securities, enhancing market access. It signals mainstream crypto integration, driving capital efficiency.

• Boosts liquidity for tokenized asset trading.
• Enables yield generation amid market volatility.
• Pioneers TradFi-crypto fusion in Asia.
• Attracts institutional flows to XRP Ledger.

What Fuels It

The 2025 tokenized real-world asset (RWA) surge, projected at $10 trillion by 2030, drives Ripple, Franklin Templeton, and DBS token lending and trading. Ripple’s payment expertise, Franklin Templeton’s fund credibility, and DBS’s exchange leadership align for innovation. RLUSD’s regulated status builds trust, as Ripple’s Nigel Khakoo calls it a “game-changer.” Asia’s $3 billion daily crypto volumes fuel its momentum.

• RWA tokenization trend spurring institutional interest.
• RLUSD’s compliance enabling secure lending.
• DBS’s role in Asia’s high-volume crypto market.
• Regulatory openness for tokenized finance.

Real-World Impact

Ripple, Franklin Templeton, and DBS token lending and trading supports portfolio shifts between RLUSD’s stability and sgBENJI’s yields. sgBENJI enables collateralized loans on DDEx, preserving asset exposure. RLUSD powers fast cross-border payments, while institutions hedge inflation with tokenized funds. These uses bridge crypto and traditional finance.

• Portfolio rebalancing for yield and stability.
• Lending for liquidity without asset sales.
• Cross-border transfers via RLUSD.
• Treasury hedging with tokenized assets.

Token Dynamics

sgBENJI’s 1:1 fund backing ensures stable yields, while RLUSD’s USD peg relies on audited reserves. XRP Ledger’s low fees boost transaction scalability, driving TVL. Ripple, Franklin Templeton, and DBS token lending and trading could spur RWA inflows, enhancing liquidity in a $3.5 trillion market, distinct from volatile tokens like XRP.

• sgBENJI’s asset-backed yields for reliability.
• RLUSD’s fixed supply for peg stability.
• XRP Ledger’s efficiency for high throughput.
• RWA demand fueling market liquidity.

Final Take

Ripple, Franklin Templeton, and DBS token lending and trading, launched on September 18, 2025, brings sgBENJI and RLUSD to XRP Ledger, enabling yield and liquidity solutions. This partnership shapes tokenized finance in a $3.5 trillion market, setting a global standard. Monitor blockchain analytics for updates on Ripple, Franklin Templeton, and DBS token lending and trading.