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The new financial law in the UAE includes DeFi under regulatory oversight, with a maximum fine of $272 million for violations.
According to Mars Finance, as reported by Cointelegraph, the UAE's recently implemented “Federal Law No. 6” will bring Decentralized Finance (DeFi) and Web3 projects under regulatory oversight, requiring platforms that provide payment, trading, lending, hosted wallet, or investment services to obtain a license from the Central Bank of the UAE. The law will take effect on September 16, 2025, ending the regulatory exemption defense of “just code,” with violators facing fines of up to 1 billion dirhams (, approximately 272 million USD ), and possible criminal sanctions. Legal experts clarified that the regulation does not prohibit individuals from using self-hosted wallets but expands regulatory oversight on enterprises. The project party must complete compliance adjustments before the transition period deadline of September 2026.