Truly wise people rarely encounter toxic individuals or negative incidents around them. I’ll teach you a very simple way to tell. If every time you come into contact with someone, you inevitably suffer a loss—whether it's losing money, losing things, or affecting your mood—basically, if it makes your life difficult in various ways, then you should stop interacting with that person. That is the standard for a toxic person. The reason why you feel constantly unlucky when dealing with them is because they are draining your energy and taking advantage of you. The more you interact with such people, the more chaos and loss of energy and luck you will experience—this is how they drain you.