Policy Shift Alert: A major move on the economic front—credit card rates facing a potential 10% cap proposal, set to take effect January 20th. This could reshape consumer credit dynamics and have ripple effects across lending markets. For crypto traders and DeFi participants watching macro trends, this kind of monetary policy action matters. Tighter consumer credit conditions typically drive different portfolio behaviors. Worth monitoring how traditional finance policy shifts influence the broader asset allocation landscape, especially for those tracking correlation patterns between fiat systems and digital assets.