The laziness you can't shake off is just because there are other options available, and you haven't been pushed into a desperate situation. When you don't make money today, tomorrow your wife might leave you and your children might take someone else's surname. You won't feel anxious at all; you'll only be desperately thinking about how to make money. So, what appears to be effort is actually just superficial work—you don't really want to earn money; you just want the money.