Seeing a friend seriously studying @TermMaxFi's interest rate mechanism and even drawing a diagram to explain it. I jokingly asked, "Are you so dedicated to climb the MP leaderboard?" He replied very seriously, "Quite the opposite. It's because their fixed interest rate design is actually interesting, and I want to understand it. Writing it down helps organize my thoughts. As for MP, it's just a side record." This really opened my eyes. The cleverness of @TermMaxFi perhaps lies in using points (MP) as a benchmark, but what truly motivates is the process of "understanding and sharing" as a learning experience. It turns the usually dull protocol learning into a transparent, verifiable open game that can be recorded. Good mechanisms shouldn't entice people to score points, but should attract people to learn and contribute.