Here is the gist, money and contentment alone doesn’t bring happiness. There is an art of personal decision combined with freedom from all forms of slavery that brings happiness. Ironically, freedom from all slavery happens with time and growth as everything in life don’t perfectly fit in at the same time. But while you work on things that don’t fit in yet, you make the choice to be happy while chasing them. There is no perfection on earth, perfection only exists in heaven. God knows the game He is playing with humanity only when you get to heaven will you have a grasp of what script He designed we humans to play on earth. Because we don’t yet have explanations to certain things.