It was already a less-than-wealthy family, and things got worse when the car insurance expired. The quote was 6100 yuan, and the usual net price was about 4000 yuan. Last year, on a dark and stormy night with heavy rain, I stubbornly went to play PUBG and ended up crashing into a person and a car in the parking lot, damaging the headlights. The insurance payout was 23,000 yuan, which caused the net price of the car insurance this year to be 5400 yuan. The salesperson said, "Sis, next time you crash, try to control it a bit. Usually, if it's within 15,000 yuan, it won't affect the price the following year."