🚀 A historic step! Top-tier VC completes an investment using stablecoins for the first time, is traditional finance beginning to be rewritten?

Crypto payments are entering mainstream capital markets.

Renowned startup incubator Y Combinator recently completed a landmark investment — the first fully settled investment using stablecoins.

This time, YC invested $500k USDC in the prediction market startup Totalis, with the funds transferred via USD Coin on the Solana chain.

The entire process was divided into three transactions:

1 USD test transfer
124,999 USD
375,000 USD

All funds are managed and held by financial operations platform Ramp.

📊 More importantly, YC President Garry Tan stated:
In the future, all startups funded by YC can choose to receive payments in stablecoins, and this is not limited to crypto industry companies.

YC’s crypto-focused partner Nemil Dalal also provided a key comparison:

Stablecoin transfer costs are usually less than 1 cent
Settlement speed is under 1 second
Far faster than traditional bank cross-border wire transfers or ACH systems

In simple terms, stablecoins are providing a brand-new global capital flow track.

💡 From an industry perspective, this is significant:

When top-tier financial institutions start settling directly with stablecoins, it indicates that blockchain technology is no longer just a tool for trading markets but is reshaping the global financial infrastructure.

🌱 A word of insight for investors:

Technologies that truly change the world
are often not sudden breakthroughs but gradually become mainstream through repeated small-scale applications.

As more institutions begin to use on-chain payments,
you will realize — the era has already quietly shifted. 🚀