# RealYield

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In the past few years, there have been three major issues with DeFi:
1️⃣ Low capital efficiency: Collateralized assets are locked, unable to generate more value.
2️⃣ Poor cross-chain experience: Frequent bridge security incidents lead to a decline in user trust.
3️⃣ RWA market fragmentation: real assets cannot form a unified market on-chain.
@MultichainZ_ gave a very direct answer:
→ Turn collateral into "working assets" that continue to generate returns during lending.
→ Replace cross-chain bridges with the Omnichain credit engine to achieve seamless flow across multiple chains.
→ Integrate R
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Still using old-fashioned lending protocols?
It's like putting your money in a bank for a fixed term, only to wait for the interest to be credited, with liquidity completely locked.
But in the new cycle of DeFi, this model has become outdated.
@MultichainZ_ brings new ways to play:
Collateralize ETH, stablecoins, NFTs, and even real-world assets (RWAs)
While borrowing, your collateral continues to generate returns.
The operation covers multiple chains without the need for cross-chain bridges, truly seamless.
This is the power of the Omnichain credit protocol:
Your assets are no longer dorm
ETH0,23%
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