Blockchain payment surpasses $3 trillion by 2025: fees fall, speed skyrockets

Imagine a world where financial transactions occur seamlessly, securely, and without borders. This is no longer the future, but is happening today thanks to blockchain technology. Over the past decade, this technology has progressed from a narrow initiative to become a pillar of global finance, revolutionizing cross-border payments to driving DeFi, blockchain is changing the way value moves globally, according to a new report from CoinLaw.

Blockchain payments: fast, cheap, and transparent

• The global blockchain payment value is expected to exceed 3 trillion USD by 2025.
• The average transaction cost has decreased by 60%-70% compared to traditional methods.
• The average transaction speed has significantly decreased compared to more than 10 minutes 5 years ago.
• RippleNet processes over $15 billion in cross-border transactions every month.
• More than 120 countries are developing CBDCs to accelerate international transactions.
• About 40% of global remittance companies use blockchain, with Africa growing by 60%, thanks to the demand for cheap and fast remittances.

Enterprises Apply Blockchain Strongly

• 85% of American banks are testing or fully integrating blockchain into their payment systems.
• Visa and Mastercard have processed over 5 billion USD in crypto transactions through partnerships with blockchain startups.
• Insurance companies using blockchain account for 35%, up from 18% in 2022, helping to process claims faster.
• Businesses save 35%-45% on operating costs and transaction fees, reducing fraud by eliminating intermediaries.
• Cross-chain technology enables seamless transactions between different platforms, while smart contracts automate 30% of transactions, reducing processing time by 65%.

Blockchain and DeFi Market

• The global blockchain market value is expected to increase from 18.3 billion USD ( in 2024 to 1.41 trillion USD ), with a CAGR of 53.6%.
• North America accounts for 35% of the market share, and the public blockchain platform is expected to grow by more than 50%.
• DeFi platforms account for 22% of total crypto trading volume in 2025.
• Ethereum maintains thousands of dApps, from DeFi, NFT to gaming and payments.

Popular Crypto Worldwide

• El Salvador: 35% of the population uses crypto wallets since Bitcoin became legal tender.
• Nigeria leads P2P trading in Africa with 45% of total transactions.
• Argentina and Turkey recorded a 60% increase in crypto adoption due to inflation and currency volatility.
• Millennials and Gen Z account for 70% of crypto ownership in the US, reflecting the trend of early adoption of digital assets.

Blockchain expands into real estate and gaming

• Tokenization of real estate is expected to reach 1.4 trillion USD, with tokenized transactions at 100 billion USD, reducing transaction time by 35%.
• Metaverse land sales via blockchain reached 2.33 billion USD.
• Blockchain gaming reached 21.6 billion USD, with P2E games accounting for 1.64 billion USD in NFT transactions, and 65% of gamers earning income through NFTs.

Transparency, Decentralization and Security

• 75% of blockchain users choose this technology for its transparency.
• 99% of blockchain networks operate on open-source.
• Blockchain audit tools help businesses reduce compliance costs by 40%, while detecting $50 billion in fraud.
• The decentralized platform saves users 100 billion USD in intermediary fees.

Conclusion

Blockchain is no longer a future trend but has become a pillar of financial innovation. From cross-border payments, real estate tokenization to gaming and DeFi, this technology breaks down barriers related to speed, cost, and transparency. Businesses and users alike benefit from efficiency, reduced risks, and privacy. With governments and organizations building legal frameworks, the path for blockchain to become a global standard is becoming clearer than ever.

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